Canterbury Consulting Incorporated
Canterbury Website Terms of Use
Last Updated: July 7, 2026
These Terms of Use are entered into by and between you and Canterbury Consulting Incorporated (“CCI,” “we,” “us,” or “our”).
These terms and conditions, together with any documents they expressly incorporate by reference (collectively, the “Terms”), govern your access to and use of our public websites, including any pages, subdomains, forms, features, and related online services that link to these Terms (collectively, the “Sites”). These Terms do not apply to any other service that is governed by separate terms or a separate written agreement with CCI.
Please read the Terms carefully before you start to use the Sites. By using the Sites or by clicking to accept or agree to the Terms when this option is made available to you, you accept and agree to be bound by these Terms and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms, including the agreements incorporated by reference herein, you must not access or use the Sites.
By using the Sites, you represent and warrant that you are of legal age to form a binding contract with CCI. If you do not meet all of these requirements, you must not access or use the Sites.
These Terms contain a mandatory individual arbitration agreement and class action/jury trial waiver provision that require, with only limited and specified exceptions, the exclusive use of final and binding arbitration on an individual basis only to resolve disputes, rather than jury trials or class actions or proceedings.
The Sites are intended for use only by individuals who are of legal age to form a binding contract with CCI. The Sites are not directed to children, and minors should not submit Personal Information, employment applications, financial account information, investment information, or other information through the Sites.
We reserve the right to change or modify these Terms at any time and in our sole discretion. If we make changes to these Terms, we will provide notice of such changes, such as by updating the “Last Updated” date at the top of these Terms. By continuing to use the Sites at any point after such update, you confirm your acceptance of the revised Terms and all terms incorporated by reference. You should review these Terms frequently to ensure that you understand the terms and conditions that apply when you access or use the Sites. If you do not agree to the revised Terms, you may not access or use the Sites.
Please refer to our Privacy Policy for information about how we collect, use, disclose, and otherwise process your Personal Information. For purposes of these Terms, “Personal Information” has the meaning set forth in the Privacy Policy.
Our use of cookies, analytics tools, pixels, and similar tracking technologies, if any, is described in our Privacy Policy or any Cookie Notice or similar notice made available through the Sites.
Do not submit Social Security numbers, financial account information, investment objectives, tax information, estate-planning information, wire or transfer instructions, login credentials, or other sensitive information through general Sites forms or email unless CCI has expressly directed you to use that channel and the channel is identified as secure. Information submitted through general website forms may not be appropriate for urgent, confidential, or time-sensitive communications.
Do not use general Sites features to submit trade orders, securities transaction instructions, account opening or maintenance instructions, wire or transfer instructions, beneficiary changes, instructions requiring action by CCI, or other time-sensitive directions. CCI is not responsible for acting on, or for any failure to act on, any such instructions submitted through an unauthorized channel.
Your use of the Sites, your review of content on the Sites, your submission of information through the Sites, or CCI’s receipt, review, or response to any submission does not create an advisory, fiduciary, client, employment, or other professional relationship between you and CCI. Any advisory or client relationship with CCI may be established only through a separate written agreement with CCI and satisfaction of applicable onboarding, eligibility, regulatory, and compliance requirements.
By using our Sites, you consent to receive electronic communications from us, including by email or by postings on the Sites. These communications may include transactional or administrative notices relating to your use of the Sites and are part of your existing relationship with us. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing. You should maintain copies of electronic communications from us by printing a paper copy or saving an electronic copy. We have no obligation to store electronic communications for your later use or access.
Subject to your compliance with these Terms, you may access and use our Sites. You may not attempt, or cause another person to attempt, to gain unauthorized access to any portion or feature of the Sites, or any other systems or networks connected to the Sites, by hacking, password “cracking,” or any other illegitimate means. You may not breach, or cause another person to breach, the security or authentication measures on the Sites, or any other systems or networks connected to the Sites, or otherwise attempt to interfere with the proper functioning of the Sites. You will not falsify your identity or impersonate another person, or engage in conduct that limits the use and enjoyment of the Sites, or any part thereof, by other users in any way, in each case as determined by us in our sole and absolute discretion.
In addition, you agree that you will not, and will not assist any other person or entity to:
We reserve the right to report any activity or content that we reasonably believe violates any law, rule, or regulation to appropriate law enforcement officials, regulators, or other appropriate third parties. Such reporting may include disclosing your information as appropriate. We also may cooperate with appropriate law enforcement agencies, regulators, or other appropriate third parties to help with the investigation and prosecution of illegal conduct.
You are hereby granted a limited, revocable, nonexclusive, nontransferable, non-sublicensable license to access and use the Sites and related content for lawful informational purposes, including evaluating CCI’s services, contacting CCI, or applying for employment; provided, however, that such license is subject to the Terms and does not include any right to (i) sell, resell, or use commercially the Sites, (ii) distribute, publicly perform, or publicly display any content, (iii) modify or otherwise make any derivative uses of the Sites, or any portion thereof, (iv) use any data mining, robots, or similar data gathering or extraction methods, (v) download (other than page caching) any portion of the Sites, except as expressly permitted by us, and (vi) use the Sites other than for its intended purposes. This license is subject to your compliance with these Terms.
All content on the Sites, including but not limited to text, blog posts, testimonials, if any, graphics, logos, images, and the overall design and layout of the Sites, is the property of CCI or its content providers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from the Sites without our prior written consent. CCI’s trademarks, trade names, and logos may not be used without prior written consent. Nothing on the Sites grants you any license or right to use any of our intellectual property.
Feedback. You may choose, or we may invite you, to submit Feedback. You grant CCI a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, transferable, sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, disclose, and otherwise exploit Feedback for any lawful purpose without additional compensation to you. You acknowledge that, by accepting your submission of Feedback, we do not waive any rights to use similar or related ideas previously known to us, developed by our employees, or obtained from sources other than you.
If you believe that material available on the Sites infringes your copyright, you may submit a written notice to CCI at the contact information listed below, with “Copyright Complaint” in the subject line or attention line. Your notice should include: (i) a physical or electronic signature of the copyright owner or a person authorized to act on the owner’s behalf; (ii) identification of the copyrighted work claimed to have been infringed; (iii) identification of the material claimed to be infringing and information reasonably sufficient to permit CCI to locate the material; (iv) your name and contact information; (v) a statement that you have a good-faith belief that use of the material is not authorized by the copyright owner, its agent, or the law; and (vi) a statement, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner.
If you submit information through the Sites, including through contact forms, employment application forms, inquiry forms, or other website features, you are responsible for ensuring that the information you submit is accurate, lawful, and appropriate for the channel you use. You grant CCI the right to review, use, and respond to your submission for the purpose for which it was provided and as otherwise described in our Privacy Policy. You should not submit confidential, proprietary, sensitive, financial account, investment, tax, estate-planning, or other sensitive information through general Sites features unless CCI has expressly directed you to do so through a secure channel.
The Sites may allow you to apply for employment with CCI or access employment-related opportunities. Submitting an application, resume, or other employment-related information does not guarantee an interview, offer of employment, continued consideration, or any employment relationship with CCI. You are responsible for providing accurate and complete application information. Employment-related features may be operated through Third-Party Services, and your use of those services may be subject to separate terms and privacy practices, including any applicable applicant privacy notice.
We may permanently or temporarily terminate or suspend your access to our Sites with or without cause, at any time, and without notice or liability, including if, in our sole discretion, you violate any provision of these Terms. Termination will be in addition to any other remedies we may have at law or in equity.
We may modify, suspend, discontinue, or restrict access to any part of the Sites, including any content, feature, form, or functionality, at any time and without notice or liability, subject to applicable law. We do not guarantee that the Sites or any content on the Sites will be available, uninterrupted, secure, or error-free.
Our Sites may contain links to third-party materials that are not owned or controlled by us. We may also refer you to third parties who provide independent services relating to or supporting your use of our Sites, and certain functionality of our Sites may require your use of, or may be compatible with, third-party websites, services, information, materials, products, applications, or extensions, including employment application platforms, maps, analytics tools, or communication tools (each, a “Third-Party Service”). If you use a Third-Party Service, you are subject to and agree to the third party’s terms of service (or other applicable terms and conditions) and privacy policy made available by or via the Third-Party Service. We do not endorse or assume any responsibility for any such Third-Party Service. If you access a Third-Party Service through the Sites, you do so at your own risk, and you understand that these Terms and our Privacy Policy do not apply to your use of such Third-Party Services. You expressly relieve us from any and all liability arising from your use of any Third-Party Service.
To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless CCI from and against any actual or alleged third-party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses, and costs, including attorneys’ fees, court costs, settlement costs, and costs associated with pursuing indemnification or insurance (collectively, “Claims”), that arise out of or relate to these Terms or your use of the Sites.
Without limiting the foregoing, Claims include those caused by, arising out of, or related to: (a) your use or misuse of the Sites; (b) any Feedback you provide; (c) your violation of these Terms; (d) your violation of the rights of any third party, including another user; or (e) any breach or non-performance of any covenant or agreement made by you.
You agree to promptly notify CCI of any third-party Claims and cooperate with CCI in defending such Claims. CCI shall have control of the defense or settlement of any third-party Claims. THIS INDEMNITY IS IN ADDITION TO, AND NOT IN LIEU OF, ANY OTHER INDEMNITIES SET FORTH IN A SEPARATE WRITTEN AGREEMENT BETWEEN YOU AND CCI.
THE SITES AND ALL CONTENT THEREON ARE PROVIDED “AS IS” AND “AS AVAILABLE,” AND CCI SPECIFICALLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ALL WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE. WE MAKE NO WARRANTY THAT THE SITES OR THE CONTENT THEREON WILL MEET YOUR OR ANY OTHER PERSON’S OR ENTITY’S REQUIREMENTS, OPERATE WITHOUT INTERRUPTION, ACHIEVE ANY INTENDED RESULT, BE COMPATIBLE OR WORK WITH ANY SOFTWARE, SYSTEM, OR SERVICE, OR BE SECURE, ACCURATE, COMPLETE, FREE OF HARMFUL CODE, OR ERROR-FREE, OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED.
ALL SERVICE DESCRIPTIONS, IMAGES, TESTIMONIALS, IF ANY, AND OTHER CONTENT ARE FOR INFORMATIONAL PURPOSES ONLY, MAY CONTAIN ERRORS, AND DO NOT GUARANTEE ANY PARTICULAR SERVICE, OUTCOME, RESULT, EMPLOYMENT DECISION, ELIGIBILITY FOR ADVISORY OR WEALTH MANAGEMENT SERVICES, OR CLIENT RELATIONSHIP WITH CCI. ACTUAL SERVICES MAY VARY BASED ON CLIENT ELIGIBILITY, LOCATION, APPLICABLE REGULATORY REQUIREMENTS, ACCOUNT TYPE, CLIENT OBJECTIVES, CCI’S ACCEPTANCE OF A CLIENT RELATIONSHIP, AND THE TERMS OF ANY SEPARATE WRITTEN AGREEMENT WITH CCI.
ALL CONTENT ON THE SITES IS PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT, FINANCIAL, LEGAL, TAX, ACCOUNTING, OR OTHER PROFESSIONAL ADVICE.
NOTHING ON THE SITES CONSTITUTES AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY, OR A RECOMMENDATION OF ANY SECURITY, INVESTMENT PRODUCT, INVESTMENT STRATEGY, ADVISORY SERVICE, OR OTHER FINANCIAL PRODUCT OR SERVICE.
INVESTMENTS INVOLVE RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL. MARKET CONDITIONS, ECONOMIC CONDITIONS, AND OTHER FACTORS MAY CHANGE WITHOUT NOTICE. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS, AND ANY FORECASTS, PROJECTIONS, TARGETS, OR FORWARD-LOOKING STATEMENTS ARE NOT GUARANTEES OF FUTURE PERFORMANCE OR RESULTS.TO THE EXTENT APPLICABLE, INFORMATION ABOUT CCI, ITS ADVISORY SERVICES, FEES, CONFLICTS OF INTEREST, AND OTHER IMPORTANT DISCLOSURES MAY BE AVAILABLE IN CCI’S FORM ADV, BROCHURE MATERIALS, OR OTHER REGULATORY DISCLOSURES. YOU SHOULD REVIEW ANY APPLICABLE DISCLOSURES PROVIDED OR MADE AVAILABLE BY CCI BEFORE ENTERING INTO ANY ADVISORY OR CLIENT RELATIONSHIP.
LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, CCI WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THESE TERMS, THE SITES, OR YOUR ACCESS TO OR USE OF THE SITES. THIS EXCLUSION INCLUDES DAMAGES FOR LOSS OF REVENUE, PROFITS, BUSINESS OR ANTICIPATED SAVINGS, USE, GOODWILL, OR DATA, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF SUCH DAMAGES WERE FORESEEABLE OR CCI WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU ACCESS AND USE THE SITES AT YOUR OWN DISCRETION AND RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA RESULTING FROM SUCH ACCESS OR USE.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, TO THE FULLEST EXTENT PERMITTED BY LAW, CCI’S MAXIMUM AGGREGATE LIABILITY ARISING OUT OF OR IN ANY WAY RELATED TO THESE TERMS OR YOUR ACCESS TO OR USE OF THE SITES WILL NOT EXCEED $100.
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.
Arbitration Agreement
PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS WITH CCI AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.
Covered Disputes; Arbitration Law. These Terms, including all matters of construction, validity, and performance, and all disputes arising out of or connected with these Terms or the Sites (each a “Dispute,” and collectively, the “Disputes”), are subject to this Dispute Resolution section. The Federal Arbitration Act governs this Arbitration Agreement. The governing law for these Terms is stated in the General section below.
Mediation and Arbitration. Before commencing arbitration, either party may submit a Dispute to non-binding mediation under the Commercial Mediation Procedures of the American Arbitration Association (the “AAA”). If the Dispute is not resolved within two (2) months after appointment of a mediator, either party may submit the Dispute to final and binding individual arbitration under the Commercial Arbitration Rules of the AAA.
Location, Language, and Small Claims. The place of mediation or arbitration will be the AAA office nearest to CCI’s principal place of business in Orange County, California, unless the parties agree otherwise or the applicable AAA rules require otherwise. The language of the mediation or arbitration will be English. Either party may bring an individual claim in a small claims court in California if the Dispute is less than $10,000 USD and qualifies for treatment on a non-jury basis in that court.
Individual Proceedings; Court Relief. All Disputes will be mediated, arbitrated, or litigated only on an individual basis. You irrevocably waive any right you may otherwise have to proceed on a class or collective basis. You also irrevocably waive the right to trial by jury and any argument or claim of improper venue or forum non conveniens. Nothing in this section prevents either party from commencing an action or proceeding to compel arbitration, obtain injunctive relief pending appointment of an arbitrator, or obtain execution of any arbitration award. Venue for any such court proceedings will be in the state courts located in Orange County, California, or the federal courts with jurisdiction over Orange County, California.
Fees and Awards. The parties will bear their own expenses, except that the parties will equally share the expenses of any mediator or arbitrator, other than required non-refundable filing fees, which will be paid solely by the party asserting the Dispute. The prevailing party in any arbitration may seek from the arbitrator an award of that party’s reasonable outside attorneys’ fees and costs incurred. Judgment on any award rendered by any arbitrator may be entered in any court having jurisdiction thereof.
Class Action/Jury Trial Waiver. With respect to all persons and entities, regardless of whether they have obtained or used our Sites for personal, commercial, or other purposes, all claims must be brought in the parties’ individual capacity, and not as a plaintiff or class member in any purported class action, collective action, private attorney general action, or other representative proceeding. This waiver applies to class arbitration, and, unless we agree otherwise, the arbitrator may not consolidate more than one person’s claims. You and we agree that the arbitrator may award relief only to an individual claimant and only to the extent necessary to provide relief on that individual claimant’s claim(s). Any relief awarded may not affect other users. You and we agree that, by entering into these Terms, you and we are each waiving the right to a trial by jury or to participate in a class action, collective action, private attorney general action, or other representative proceeding of any kind.
International Issues. We operate the Sites from the United States of America. If you choose to access the Sites from outside the United States of America, you are responsible for complying with applicable local laws.
Entire Agreement. These Terms, any additional or supplemental terms that we post or make available and that expressly apply to particular features of the Sites, and our Privacy Policy constitute the entire legal agreement between you and us with respect to your access to and use of the Sites. These Terms do not supersede any separate written agreement between you and CCI, including any client, advisory, portal, employment, account, or other agreement, which will govern its own subject matter. If these Terms conflict with any such separate written agreement, the separate written agreement will control solely with respect to its subject matter.
Interpretation. The language in these Terms will be interpreted as to its fair meaning, and not strictly for or against any party.
Severability. Should any part of these Terms be held invalid, illegal, void or unenforceable, that portion will be deemed severed from these Terms and will not affect the validity or enforceability of the remaining provisions of these Terms.
No Waivers. Our failure or delay to exercise or enforce any right or provision of these Terms will not constitute or be deemed a waiver of future exercise or enforcement of such right or provision. The waiver of any right or provision of these Terms will be effective only if in writing and signed on our behalf by a duly authorized representative.
Governing Law. Except as provided in the Arbitration Agreement with respect to the Federal Arbitration Act, all matters arising out of or relating to these Terms will be governed by and construed in accordance with the laws of the State of California and the federal laws of the United States of America applicable therein, without giving effect to any choice or conflict of law provision or rule.
Venue. Subject to the Dispute Resolution section, any legal action or proceeding arising under these Terms will be brought exclusively in the state courts located in Orange County, California, or the federal courts with jurisdiction over Orange County, California, and we and you irrevocably consent to personal jurisdiction and venue in those courts.
Notices. We may provide you with any notices, including, without limitation, those regarding changes to these Terms, by email or postings on the Sites. By providing us with your email address, you consent to our use of the email address to send you any notices. Notices sent by email will be effective when we send the email, and notices we provide by posting will be effective upon posting. It is your responsibility to keep your email address current. Formal legal notices to CCI must be sent in writing by personal delivery, nationally recognized overnight courier, or certified or registered mail to Canterbury Consulting Incorporated, 610 Newport Center Drive, Suite 500, Newport Beach, CA 92660, Attn: Legal Notices, with a copy by email to info@canterburyconsulting.com. Notices to CCI will be effective upon receipt.
Assignment. You may not assign any of your rights or obligations under these Terms, whether by operation of law or otherwise, without our prior written consent. We may assign our rights and obligations under these Terms in our sole discretion to an affiliate or in connection with an acquisition, sale, or merger. These Terms shall be binding upon and inure to the benefit of the applicable parties and their successors and permitted assigns.
Survival. Any provisions that by their nature should survive termination or expiration of these Terms will survive, including provisions relating to intellectual property, Feedback, disclaimers, limitation of liability, indemnification, dispute resolution, governing law, venue, notices, and general terms.
CCI is committed to making the content on the Sites accessible to users. If you experience difficulty accessing any part of the Sites, need assistance using the Sites, need information in an alternative format, or need an accommodation in connection with an employment application submitted through the Sites, please contact CCI using the contact information below. CCI will make reasonable efforts to address accessibility requests and provide reasonable accommodations as required by applicable law.
610 Newport Center Drive, Suite 500
Newport Beach, CA 92660
info@canterburyconsulting.com
949-721-9580